Growth requires capital — but equity is not always the right answer.
shift^ helps companies assess, structure, source, and secure the financing that best fits their business, cash flows, assets, growth plans, and risk profile.
Rather than starting with a specific financial product or provider, we start with the business itself. We assess the funding need, evaluate the available financing options, and design the right funding structure — from bank debt and leasing to factoring, grants, alternative financing, and blended solutions.
shift^ acts as your Financing Architect and Lead Advisor throughout the process.
The question is not simply:
“Where can we get financing?”
The better questions are:
How much capital does the business actually need?
What should it finance?
Which type of capital is appropriate?
How should it be structured?
And what can the company sustainably afford?
Different funding needs require different solutions.
Working capital should not necessarily be financed like an acquisition. Equipment may be better suited to leasing than a conventional loan. Receivables can unlock liquidity through factoring. Expansion may combine bank financing with grants or other public instruments. A larger strategic project may require several financing sources working together.
Our role is to design the financing around the business — not the business around a financial product.
Corporate Financing Advisory is designed for established and growing companies seeking capital for:
Depending on the company, project, and funding objective, we evaluate and structure different sources of capital.
Corporate loans, investment loans, working-capital facilities, revolving credit lines, overdrafts, mortgage-backed business financing, and other bank facilities.
Financing for vehicles, machinery, equipment, technology, and other productive assets without unnecessarily consuming the company’s available liquidity.
Solutions that convert receivables into liquidity, improve working-capital cycles, and support growth without relying exclusively on conventional debt.
Financing from non-bank institutions and specialized providers where traditional bank financing is unavailable, insufficient, too slow, or structurally unsuitable.
Reviewing existing facilities and liabilities to improve financing structure, maturity profile, liquidity, collateral allocation, pricing, or overall debt sustainability.
Identification and integration of relevant national and European funding programmes into the broader financing structure, working with specialized partners where appropriate.
Financing supported by European and national guarantee, risk-sharing, and development programmes that may improve access to capital or financing conditions.
Private credit and debt-like financing for companies whose growth profile or financing requirements may not fit conventional bank lending.
Financing structures supporting international trade, export activity, supplier relationships, and cross-border growth.
Combining several sources of capital — for example debt, leasing, factoring, grants, public instruments, or equity — into one coherent financing structure.
We start by understanding the business, its financial position, cash flows, existing debt, assets, growth plans, and the purpose of the financing.
The objective is to determine what actually needs to be financed and why.
We evaluate the available financing routes and determine the appropriate combination of instruments, providers, maturities, collateral, repayment structures, and funding sources.
The objective is not simply to obtain financing. It is to build a sustainable capital structure.
Before approaching financing institutions, we help prepare the company and the information required to support a credible financing case.
This may include financial analysis, forecasts, financing scenarios, debt capacity, project economics, supporting documentation, and presentation of the business and funding requirement.
We identify and assess relevant banks, leasing companies, factoring providers, non-bank lenders, public programmes, and other financing partners.
Instead of approaching every possible provider, we focus on those whose financing criteria and capabilities fit the specific transaction.
Where appropriate, we approach several relevant financing providers to create alternatives and compare available structures.
This allows the company to evaluate not only interest rates, but also total financing cost, maturity, collateral, covenants, repayment profile, flexibility, conditions precedent, and execution certainty.
We support the company in evaluating and negotiating financing proposals and understanding their commercial and financial implications.
The cheapest financing is not always the best financing. Structure matters.
We coordinate the financing process with the company, financing institutions, and relevant professional advisors through approval, documentation, fulfilment of conditions, and drawdown.
Equity is powerful capital — but it is also usually the most expensive capital a successful company can raise.
Before giving away ownership, founders should understand whether part or all of their funding requirement can be financed through debt, leasing, factoring, grants, public instruments, or other sources.
At the same time, excessive debt can constrain a business and increase risk.
The objective is therefore not:
Debt instead of equity.
It is:
The right capital for the right purpose.
When equity is the appropriate solution, our Fundraising Support helps companies raise capital from investors.
When debt or other financing instruments are more appropriate, Corporate Financing Advisory helps structure and secure them.
And in many cases, the optimal answer is a combination of both.
Banks sell banking products.
Leasing companies provide leasing.
Factors provide factoring.
Grant consultants specialize in public funding.
Each can be an important part of the solution.
But the company needs someone looking at the financing question from its side of the table.
shift^ is not tied to a single financing product or provider.
We assess the funding requirement first and then determine which financing sources and partners are most appropriate.
We represent the financing objective of the company — not the product of the financing provider.
Complex financing may involve banks, leasing companies, factoring providers, grant specialists, accountants, lawyers, valuers, technical experts, and other professionals.
shift^ acts as the Financing Architect and Lead Advisor, maintaining the overall financing strategy and coordinating the process while specialist providers remain responsible for their respective professional workstreams.
This gives the company one coherent financing process rather than several disconnected conversations.
Capital should have a job.
A financing decision should therefore begin with what the company intends to achieve — not with how much money it can borrow.
We connect:
Business Objective → Funding Need → Financing Structure → Capital Providers → Execution
Because securing financing is not the objective.
Building a stronger business with it is.
Prepare the company to raise investment — and to deliver on the growth plan after the investment.
Raise equity and equity-like capital from the right investors.
Structure and secure debt, leasing, factoring, grants, and other forms of corporate financing.
Execute acquisitions, strategic transactions, partial exits, and full company sales.
shift^ Corporate Financing Advisory is a corporate advisory service.
shift^ provides strategic, financial, analytical, coordination, and financing-process support to companies seeking corporate financing.
shift^ does not provide loans or other financing for its own account, does not accept deposits or other repayable funds, does not provide payment services, and does not provide regulated investment services.
Financing availability, credit assessment, pricing, collateral requirements, approval, and final financing decisions remain solely with the respective banks, financial institutions, financing providers, programme administrators, and other relevant parties.
Where regulated, legal, tax, accounting, grant, valuation, technical, or other specialist services are required, such services are provided by appropriately qualified external providers.
shift^ does not guarantee financing approval, availability, pricing, terms, or successful completion of a financing transaction.
Planning an investment, acquisition, expansion, refinancing, or simply looking for a better way to finance the next stage of your business?
Before choosing a lender or financing product, let’s understand what you need to finance and how it should be structured.
